1. Personal manager is a complete zero, he doesn't answer for days, you have to spam to get through, the problems are not solved (about them below)
2. Does not register leads by simple manipulations. When registering through a link it turns out that the person has been registered earlier, so the lead is not counted (people have never borrowed from microloans organisations) or after registration and passport input pushes to another microloan organisation, this can continue indefinitely, until they run out of microloan organisations.