I can not say that this is a real failure because it is almost everywhere, and here you do not have to wait for months, but nothing to do, and I have to wait until Wednesday. I can not say that this is right here is a fail because it happens almost everywhere, here you do not have to wait for months and there is no hold, but the flexibility in this regard would be another plus (it should be noted that they are meeting in a lot of ways). So keep in mind that you have to count on a certain pay day, but here you know for sure that the money will come.