Best US & Canada iGaming Payment Providers

The moat is physical: 62,000+ US retail counters where players hand over cash that lands in a betting account chargeback-free. MoneyLine has sold it since October 2021 alongside cards, ACH, PayPal, Venmo, Apple Pay, and Google Pay. The trade-offs are commercial: no published pricing, no SLA, and card economics that sit with partner processors.

US DFS operators, prediction markets, and state-regulated books run Aeropay next to a card PSP: about 80% of its revenue comes from gaming, and payouts land within 15 seconds on RTP and FedNow. It holds no money transmitter licenses and no FinCEN registration by design, so everything rides on Cross River, MVB, Regent, and UBank. Live sweepstakes brands Fliff and Sidepot sit in the book while roughly 17 states ban or restrict sweeps.

Sightline went through a hard 2023-2024: the roughly 32.6% Cannae stake was written down $70.2M in FY2023 and $149.5M in FY2024, headcount fell from 200+ toward 67, and the Joingo unit went to NRT in January 2024. The February 25, 2025 recapitalization by its own insiders (Cannae, NRT, Genting, and the founders) was followed within months by Sightline Debit on Cross River rails. It still runs 50+ operator-branded programs with FDIC-insured funds at real banks, and it is smaller than at its 2021 peak.

Canadian iGaming money moves over Interac e-Transfer, and Gigadat has run gaming payments on that rail since 2013. FINTRAC MSB registration M23430346 runs through 2028, while the RPAA application filed with the Bank of Canada in November 2024 remains In Review. For an operator entering Ontario it covers both deposits and payouts, pricing settled per merchant, with FastPlay carrying the conversion flow and the real-time payout while the standard withdrawal flow processes Monday to Friday.