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Best US & Canada iGaming Payment Providers

US and Canada iGaming payment providers for regulated states, Ontario and Alberta move ACH and pay-by-bank deposits with instant payouts, cards through partner processors, and cash deposits at retail by barcode. Providers hold state money transmitter licenses or run through sponsor banks, and either way obtain gaming vendor registrations state by state. Ontario and Alberta run on Interac e-Transfer, which reaches every Canadian bank, and each provider settles in USD or CAD, so a US and Canada launch means two contracts.

Rank 1
PayNearMeUS & CanadaUS state approvals
CashierCashPayment orchestrationACHSame-Day ACH
2 awards14 licenses30 regulated markets

Read reviewPayNearMe gives licensed US online casinos and sportsbooks a cashier that takes deposits by card, ACH, PayPal, Venmo and Apple Pay, plus cash at 7-Eleven, CVS and other stores. Winnings go out to a card, a bank account, PayPal or Venmo. Player payments flow through two PayNearMe subsidiaries licensed as money transmitters, and operators connect every method through one integration. PayNearMe has been in iGaming since 2013, and 9 of the 10 largest US operators take cash deposits through it.

Pricingfrom 1% of depositsMethods & rails9PayoutsInstant
Pricingfrom 1% of depositsMethods & rails9PayoutsInstant
Rank 2
Pay by BankPayoutsAnti-fraudACHSame-Day ACHRTPFedNow
1 nomination1 license1 regulated market

Read reviewAeropay lets US online casinos, sportsbooks, DFS operators, lotteries and prediction markets take deposits from a player's bank account and pay winnings back to the same account, without a card. Players connect their checking account through Aerosync, Aeropay's in-house service, and never type in an account number. Aeropay then checks the account and its balance, runs the payment through its risk models and decides whether it goes over ACH or as an instant transfer. Winnings usually reach the player within seconds.

Pricing1–1.5% per transactionPayoutsInstant
Pricing1–1.5% per transactionPayoutsInstant
Rank 3
E-walletCashless for land-based casinosFX & settlementPlay+
50 brands3 awards1 license

Read reviewSightline Payments lets licensed US operators put their own brand on player accounts: the prepaid Play+ with a personalized card and the Sightline Debit bank account. Players load Play+ with cash at a store register, by ACH or through PayPal, so the deposit goes through even when their bank blocks gambling payments by card. They then move the money over Sightline's closed network into their casino account, withdraw winnings back to Play+ and spend them with its card like any other bank card. Partner banks issue the cards and accounts, GeoComply verifies the cardholder's identity, and Sightline mails out the cards and letters and runs player support.

Pricing2–3% of depositsPayoutsInstant
Pricing2–3% of depositsPayoutsInstant
Rank 4
Local payment methodsPayoutsPay N PlayKYCInterac e-Transfer
1 license1 regulated marketInterac trademark license

Read reviewGigadat takes Interac e-Transfer deposits from Canadian players, sends payouts to their bank accounts and verifies who they are through their bank. It sets up a merchant account for each operator, receives and sends the Interac transfers in its own name and then settles with the operator. Operators can be registered in any country, but players pay through Gigadat only from an account at a Canadian bank.

PricingC$1–1.50 per transactionPayoutsInstant
PricingC$1–1.50 per transactionPayoutsInstant