Which payment provider covers the most US states for iGaming?+
PayNearMe publishes the deepest footprint of the four: 46 money-transmitter licenses across 42 states plus DC under two NMLS entities, listed license by license, with gaming registrations in New Jersey, Pennsylvania, and Arkansas. Sightline states 44 states live but publishes no license table, because its Play+ programs run on the licenses of issuing banks.
Do US gaming payment providers need money transmitter licenses at all?+
Two legal shapes coexist. PayNearMe runs the licensed shape: its own MTL stack, published with numbers. Aeropay and Sightline run the bank-partner shape: funds sit at or move through regulated banks (Cross River, MVB, GBank, Sutton), so the fintech layer holds no licenses of its own. The shape matters less than whether it is disclosed plainly, and the reviews map who runs which, down to the entities and the audit trail each one publishes.
Who handles instant payouts for US operators?+
Aeropay ships the fastest published rail: RTP and FedNow payouts it markets at fifteen seconds, around the clock, with same-day ACH as the fallback. PayNearMe delivers minutes-grade payouts through push-to-debit and cardless ATM cash instead, without RTP. Sightline is instant only inside the wallet: moving money from Play+ back to a bank account takes up to seven business days by its own FAQ.
What is the difference between PayNearMe and Sightline?+
PayNearMe is a licensed money transmitter selling one payments contract: cash at 62,000-plus stores, cards, ACH, PayPal and Venmo, with payouts to debit cards and ATMs. Sightline sells a branded wallet: Play+ prepaid accounts and the new Sightline Debit, with funds held at FDIC-insured banks. Operators often run both, and the reviews score them for what each actually is.
Who processes Interac payments for gaming in Canada?+
Gigadat is the incumbent: Interac e-Transfer deposits and payouts, FINTRAC-registered as an MSB through 2028, in the gaming lane since roughly 2013. Its Bank of Canada retail-payments registration has sat in review since November 2024 while challengers Paybilt and Loonio are already registered. Nobody publishes operator client lists in this lane, so reference checks run through your own network.
Can these providers work with sweepstakes casinos?+
Aeropay is the only one with live sweepstakes exposure, through Fliff and its casino brand Sidepot, at a time when California's AB 831 makes knowingly processing sweeps payments a criminal offense and roughly seventeen states restrict the model. Two of its prediction-market clients, Novig and ProphetX, de-risked themselves into CFTC licenses in June 2026. PayNearMe, Sightline, and Gigadat serve state-regulated and provincially regulated operators.
