High-Risk Merchant Accounts for iGaming

High-risk merchant accounts for gambling are opened on a UKGC, EU or US state license, so a Curacao, grey-market or crypto-first brand looks to crypto and offshore-friendly PSPs instead. Rates, rolling reserves and settlement terms are set per merchant after underwriting on the gambling MCC, with chargeback and fraud tooling in the same contract. Payouts run over card push rails and bank transfers.

NuveiPSP & acquirerMiCA CASP

AcquiringPay by BankCashierFX & settlementRTPFedNow

4 awards8 licenses22 regulated markets

Read reviewNuvei handles payments for licensed casinos and sportsbooks. Operators get card acquiring, local payment methods, a cashier and payouts of winnings to a card or bank account. Nuvei is a direct acquirer in Europe, Canada and Latin America and works through partner banks in the US. For US players, Instant Bank Transfer moves deposits and withdrawals through a bank account instead of a card.

Pricing1.5–3.5% of depositsMethods & rails700Currencies150

WorldpayPSP & acquirer

AcquiringPayoutsAnti-fraudACHRTPInterac

3 awards4 licenses3 regulated markets

Read reviewWorldpay runs players' card payments from authorization through to chargeback and settles the money into operators' accounts with no PSP in between. Operators connect payouts of winnings, fraud prevention and tools that lift approval rates through the same integration they use for deposits. More than 200 iGaming operators work with Worldpay, including bet365, DraftKings and Flutter. Since January 2026 Worldpay has belonged to Global Payments, but it still operates under its own brand.

Pricing1.5–3.5% of depositsCurrencies135

PaysafePSP & acquirerUS state approvals

Payment gatewayE-walletCrypto acceptanceACHPay by Bank

4 awards5 licenses40 regulated markets

Read reviewPaysafe processes deposits and withdrawals for online casinos and sportsbooks and also owns Skrill, Neteller, paysafecard and Paysafecash, the brands players use to fund their accounts. Operators connect these brands, cards and third-party local methods through Paysafe Gateway. In the EU and the UK, Paysafe settles card payments with operators as a direct member of Visa and Mastercard, while in the US cards go through sponsor banks that hold the funds until payout and set their own risk appetite. About 1,500 iGaming operators work with Paysafe.

Pricinginterchange + 0.5% + $0.10Methods & rails250Currencies40

Trust PaymentsPSP & acquirer

Payment gatewayPayoutsResponsible gamingPay by BankSEPA

2 awards3 licenses5 regulated markets

Read reviewTrust Payments is a card acquirer that takes deposits through its own TRU Connect gateway. Operators get the merchant account and the gateway in one place. Fees come out of settlements or arrive as an invoice at the end of the month. In iGaming, Trust Payments onboards licensed casinos and sportsbooks from the EU and the UK.

Pricing1.5–3.5% of depositsMethods & rails27Currencies100

emerchantpayPSP & acquirer

Payment gatewayAcquiringE-walletOpen banking

2 awards2 licenses3 regulated markets

Read reviewemerchantpay has its own payment gateway, Genesis, and in-house card acquiring. Casinos and sportsbooks use the gateway to accept cards, open banking and local payment methods in Europe and Latin America and to pay winnings out to players' cards. In Ontario, emerchantpay has processed deposits and withdrawals for Pinnacle players since 2022.

Pricinginterchange + 0.8% + £0.13Methods & rails50Currencies150

PXPPSP & acquirer

Payment orchestrationAcquiringPayment gatewayAnti-fraud

1 nomination3 licenses3 regulated markets

Read reviewPXP works directly with Visa and Mastercard. Casinos and sportsbooks licensed in the UK or Europe buy its acquiring, its gateway or both, and can plug their own acquirers into the same gateway. In the US, PXP sells only the gateway.