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Corefy Review

7.0/10

Payment orchestration with a public price list: 600 cataloged connectors, routing on 100+ attributes, a white-label gateway for PSPs, and an iGaming cashier that is still on the roadmap.

  • Founded 2018
  • HQ London, UK (R&D in Kyiv, Ukraine)
  • 100+ team
  • Mid-size
  • B2B-only
  • Updated Aug 15, 2026
Our take

Corefy costs €2,500 or €6,000 a month plus per-transaction overage, and its catalog holds 600 connectors and 1,337 routes. The machinery underneath is gambling-literate, with 100-plus routing attributes, MID-risk distribution, rolling reserves, and two-step KYC charges. The client list carries no gambling operator, the dedicated iGaming Cashier is still on the roadmap, and the 99.5% SLA applies on every tier including Enterprise.

USNo licenseUKNo FCA needed
600+PSP connectors200+Currencies8 yrsin market
Category
Payment Provider
Best for
Small operatorsMid-marketEnterprise
Products
Payment orchestration platformConnector catalogWhite-label payment gatewayCheckout
US / UK
US · No licenseUK · No FCA needed
PricingPublished
OwnershipPrivate
Regions
EuropeAsiaMiddle East
Verdict

Our read

Strengths
  • Per-transaction overage runs €0.072 on Standard and €0.024 on Professional.
  • The 600-connector catalog is public and itemized, with 1,337 routes broken down by flow type.
  • Gambling-specific depth: MID-preservation routing, multiple rolling reserves, two-step delayed charges for KYC checks, batch affiliate payouts, and Sift, MaxMind, and Ravelin risk hooks.
  • The white-label gateway ships with a dedicated ISO/MSP product, and PSP SwiftGate has run on it since December 2025.
  • A dedicated account manager runs the relationship, and phone, chat, and email support plus a service desk and a public status page come with the Professional tier.
Watch-outs
  • No gambling operator on the client list.
  • The dedicated iGaming Cashier and the standalone fraud-management product are both still on the roadmap.
  • 99.5% uptime SLA on every tier, including Enterprise.
  • Base support runs 9 AM to 9 PM instead of 24/7, and premium coverage costs an extra 20-30% of the entire monthly invoice.
  • No ISO 27001 attestation.
Best for

Operators and PSPs consolidating several providers behind one routing layer who want to model the cost from published tiers before talking to sales, ISOs and startup PSPs shopping for a white-label gateway under a PCI Level 1 umbrella, and operators on the NuxGame platform, where Corefy is one of the built-in payment integrations.

Not for

US-regulated operators that need state gaming-vendor registrations, enterprises that require a 99.9%+ SLA with 24/7 support in the base contract, and teams that want a plug-and-play iGaming cashier today instead of a checkout builder and a roadmap entry.

Where you can run it

Markets & licensing

Corefy holds no payment or gambling license anywhere, because the platform does no acquiring of its own and the merchant's connected PSPs hold and settle the money. Compliance rests on attestations instead: PCI DSS Level 1 since July 2020, plus Visa TPA and Mastercard MRP scheme registrations. The contracting entity is COREFY LIMITED in the UK.

United States
No posture, by design

Corefy holds no US money-transmitter licenses and needs none. There are no state gaming-vendor registrations, no US gambling clients, and no US office.

United Kingdom
UK-registered, no FCA entry required

The head office is 25 Cabot Square, Canary Wharf, under COREFY LIMITED, incorporated in October 2020. There is no FCA authorization because software that never touches funds does not need one. A UK-licensed operator can use it, and every regulated obligation, from safer gambling to AML and fund handling, stays with the operator and its PSPs.

Also serves grey / unregulated markets.
B2B licenses
PCI DSS Level 1Global
Card-data security for the platform and its white-label clients · v4.0.1 · first Level 1 pass July 2020
Visa TPA / Mastercard MRPCard schemes
Registered third-party agent under both scheme programs
Google Pay / Apple PayWallet programs
Google Pay certified participating processor, Apple Pay token decryption implemented
UK corporate registrationUnited Kingdom
Corporate registration, COREFY LIMITED · Company No. 12962906 · incorporated October 2020

Licensing tier: Unlicensed by design.

Live & certified markets

The platform runs wherever its merchants and their PSPs hold the licenses, with offices across Europe, Israel, and APAC.

Corefy markets openly to high-risk casino, poker, and betting.

Coverage

Methods & rails

What you can reach

Card acquiringNone
Fiat currencies200
Own consumer walletNo
PSP connectors600
APIREST API with a public developer hub, quick-start and connector guides, and an open GitHub org
DocsPublic

Card schemes

VisaMastercard

Flagship local methods

SkrillNetellerAstroPayPayPalApple PayGoogle Pay

Payout rails

cardse-walletsbank accounts

Processing features

Smart routingCascading retryChargeback toolingReconciliationInstant payouts
How it connects

Integrations & engineering

One contract and one API instead of a separate deal per studio, feed, or PSP. Here's what connects, how fast, and on what stack.

One unified API

One REST integration puts a merchant behind Corefy's routing layer, where transactions distribute across connected PSPs by more than 100 attributes, BIN data, and metadata filters, with cascading retries on declines. Card data stays out of the merchant's scope through hosted fields, hosted payment pages, or the checkout builder, all under Corefy's PCI DSS Level 1 umbrella, while certified merchants can run host-to-host. PSP and ISO buyers deploy the same stack as a white-label gateway with merchant portal, documentation, and ledger included from the Professional tier. Missing providers get built: one new payment-flow integration per month is bundled with Professional, or €1,500 one-time otherwise.

Time to integrate

First live transactions come in under three weeks, and one PSP migrated its full traffic in under two in December 2025.

Payment connectors
A gambling-relevant sample of the 600-connector catalog
Skrill, Neteller, AstroPayPayPal, Apple Pay, Google Pay, Amazon PayCrypto coins: BTC, ETH, LTC, DOGE, SOL, ADA, XRP, LINK, MATIC
Casino-platform partner
NuxGame: Corefy runs as a payment layer for its casino and sportsbook platform clients (December 15, 2025)
Risk & fraud
Third-party scoring plugged into the in-house Firewall rules engine
SiftMaxMindRavelin
Clients
E-commerce, crypto, and PSPs
LetyShops, Kuna, BoostaSwiftGate (white-label PSP client, December 2025)NuxGame (platform partnership, December 2025)
Stack:REST API with public docs at corefy.com/docsHosted fields, hosted payment pages, and a no-code checkout builderAWS infrastructure with Cloudflare DDoS protectionPublic system status pageGitHub org github.com/paycoreio
Product stack

Products & tools

Everything hangs off the orchestration core: the connector catalog and PayAtlas feed it, the checkout layer fronts it, and the same stack resells as a white-label gateway for PSPs and ISOs.

Track record

The history

Longevity in this industry usually comes with a change of owner somewhere in it.

Corefy started on November 1, 2018 in Kyiv as PayCore.io, founded by Denys Kyrychenko and Dmytro Dziubenko. Kyrychenko had earlier co-founded the Eastern European payment aggregator Interkassa. After processed volume tripled from 34 million transactions in 2019 to 106 million-plus in 2020, the company took the Corefy name in February 2021. Today the head office sits at Cabot Square, Canary Wharf, R&D has stayed in Kyiv through the war, and Amsterdam, Herzliya, and Manila offices round out a team of roughly 100.

600PSP connectors in the catalog
106M+Processed transactions
250+Payout methods
~100Team size
215Connectors added in 2024

Brands & clients on the platform

LetyShopsKunaBoostaSwiftGateNuxGame

Corporate

Legal entity
COREFY LIMITED (UK, 12962906)
Delivery
White Label
Also known as
PayCore.io
Product lines
Orchestration platformWhite-label gatewayPayAtlasCheckout builderFirewall
Offices
UKUkraineNetherlandsIsraelPhilippines

Leadership

Denys Kyrychenko
Co-founder & CEO · since 2018
Dmytro Dziubenko
Co-founder & CTO · since 2018

Milestones

  1. Founded in Kyiv on November 1 as PayCore.io by Denys Kyrychenko and Dmytro Dziubenko.

  2. First PCI DSS attestation (July), with 34 million transactions processed during the year.

  3. PCI DSS Level 1 passed (July) and volume hits 106M+ transactions. COREFY LIMITED incorporated in the UK (October).

  4. Rebrands from PayCore.io to Corefy in February.

  5. Amsterdam office opens, and the Firewall fraud-rules engine ships alongside 30+ new routing attributes. PayTech Awards shortlist and a UK Enterprise Award win.

  6. PayAtlas provider marketplace launches (February), with 215 connectors added during the year. Delayed two-step charges for KYC checks, multiple rolling reserves, and weekend support coverage ship.

  7. NuxGame adds Corefy as a payment layer for its casino and sportsbook platform clients (December 15), and white-label PSP SwiftGate joins the client list (December).

  8. Catalog reaches 600 connectors and 1,337 routes, and automated reconciliation ships. The iGaming Cashier and standalone fraud product stay on the roadmap.

Where they're pushing next

  • Casino platforms via the NuxGame partnership
  • APAC from the Manila office
  • EU merchants from the Amsterdam office (2022)
  • PSP/ISO white-label buyers (dedicated product since the PayCore.io era)

Awards & recognition

UK Enterprise Awards, Payment Solution of the Year
win2022
PayTech Awards, cloud payments solutions
shortlist2022
PaySpace Magazine Awards, three categories
nomination2022
The company

Longevity and ownership

Switching vendors is expensive, which makes the company's staying power part of the purchase. What the contract says about your data decides how expensive an exit gets.

8 yrsTrack record
How it stacks up

Corefy vs alternatives

Most buyers in this market shortlist three or four vendors long before they take a single sales call.

AttributeCorefyPaymentIQPraxis TechBridgerPay
Founded2018201420142019
Team100+54+
US marketRestricted
PricingPublicOn requestOn request
Methods1,000+1,000+
Currencies200+200+50+
SettlementSet by each connected PSP, since Corefy never holds or settles funds itselfNot applicable: funds settle on each underlying PSP's own termsNo Praxis settlement layerNone of its own: funds flow directly between merchant and PSP, so settlement terms are each PSP's, tracked in the Settlement Calendar (2025) with dates and net-after-fee amounts.
Instant payoutsYes
Commercials

Settlement & commercials

Corefy publishes pricing. Those figures are below, and final terms still land in the contract.

Flat SaaS plus per-transaction overage: Standard €2,500/month with 10,000 successful transactions included then €0.072 each, Professional €6,000/month with 100,000 included then €0.024, Enterprise tailored above 1,000,000. No revenue share or basis-point pricing anywhere in the model.

€2,500 and €6,000 monthly tiers with 10,000 and 100,000 included transactions, flat overage of €0.072 and €0.024, and a tailored Enterprise tier above 1,000,000 transactions. Premier support adds 20% and Turnkey 30% on top of the entire monthly invoice, with the base tier covering 9 AM to 9 PM. Add-ons run €1,500 (one-time for pages and integrations, monthly for extra white-label packs). Billing is monthly or annual with cancellation at any time, and there is no setup fee.

The deal

Processing fee€0.072 per transaction over quota on Standard, €0.024 on Professional
Setup feeNone
Monthly fee€2,500-€6,000 (Enterprise tailored)
Rolling reserveNone imposed by Corefy, which supports multiple rolling reserves as a platform feature (2024) for the acquirers that do
Contract lengthMonth-to-month or annual

Money movement

Merchant settlementSet by each connected PSP, since Corefy never holds or settles funds itself
FX handlingDynamic currency conversion plus virtual multicurrency merchant accounts for traffic segregation
3DS approachSmart selective 3DS routing, 3DS 2.0 for Google Pay and Apple Pay (2022), dynamic 6/8-digit BIN processing
TokenizationOwn Vault
Claimed integration timeFirst live transactions in under three weeks, and one PSP moved its full traffic in under two in December 2025

Onboarding path

  1. 1Model the cost first: €2,500 Standard or €6,000 Professional per month, plus overage past the included transactions
  2. 2Contact sales and contract with COREFY LIMITED (UK), then pass the merchant onboarding checks
  3. 3Map your PSP stack against the 600-connector catalog and order any missing payment-flow integration
  4. 4Choose the card-data path: checkout builder or hosted payment pages under Corefy's PCI umbrella, or host-to-host if you hold your own certification
  5. 5Configure routing schemes, cascading, Firewall rules, and payout flows with your account manager
  6. 6Go live: first transactions come in under three weeks
Available as add-ons:Custom hosted payment page, €1,500 one-timeNew payment-flow integration, €1,500 one-time (one per month bundled with Professional)Extra white-label pack, €1,500 per monthPremier support, +20% of the monthly invoiceTurnkey support, +30% of the monthly invoiceEnterprise tier extras: developer platform, add-ons, on-demand development, testing tools, direct database access
Request commercials
Working with them

Support & account management

You can't demo service before you sign, so what a vendor puts in writing is the only floor you can hold it to.

Business Hours supportDedicated account managerB2B support99.5%uptime
Channels
PhoneLive chatEmail