Read reviewWith Trustly, players deposit straight from their bank account and get winnings paid back to the same account, with no cards or e-wallets involved. In Europe, the money lands on the operator's Trustly balance first, while in the US Trustly guarantees approved payments and takes on the risk of insufficient funds and fraud. Operators get the player's bank data with every payment, and in five markets Pay N Play takes a player through sign-up, KYC and the first deposit in one go.
Open Banking Payments for iGaming: Best Pay by Bank Providers
Open banking payments for iGaming run account-to-account deposits and instant bank transfer payouts in seconds, with no interchange and no chargebacks. Pay by bank coverage is deepest in Sweden and Finland, then Germany, the Netherlands and the Baltics, and the rails behind it are domestic instant schemes in the Nordics, SEPA Instant in the euro markets and UK Faster Payments under FCA permissions. Onboarding is built for licensed operators, and several providers do not take offshore-only brands.
Read reviewThrough Zimpler, players deposit and get paid out account to account over open banking. It connects to Swish in Sweden and Pix in Brazil without an intermediary bank, and in Brazil it holds its own license. Every deposit in Sweden, Finland, Denmark and Estonia brings operators bank-verified player data, and with Zimpler GO that data is enough to open an account without a sign-up form.
Read reviewLarge European merchants, including casinos and bookmakers, work with Brite Payments. Players pay from their own bank account with no card and no Brite account, and the deposit lands in the operator's balance right away. Winnings go out from that same balance and reach the player within seconds. Brite's own team answers players' payment questions 7 days a week, including in Russian.
Read reviewLondon-based Volt takes deposits from accounts at 2,500 banks across the UK, the EEA and Australia and pays winnings back to the same accounts. It does not take on offshore casinos licensed in Curacao or Anjouan.
Read reviewYaspa handles open banking deposits for online casinos and sportsbooks in the UK, 18 European countries and the US. Players fund their balance from their bank account and approve the payment in their banking app, with no card and no bank details to type in. As part of the deposit, Yaspa can verify the account holder and, if the player grants access to their bank data, use that data to assess affordability and AML risk.
Read reviewDanish payment provider Inpay holds an EMI license, takes card-free deposits over open banking and pays out winnings to 90 countries. Operators use it to pay unbanked players in cash at post offices in the Eurogiro network. Inpay stopped taking on new gambling clients on July 27, 2026, and will not resume until Finanstilsynet lifts its restriction.
Open banking products
Read reviewUS players who have paid with Trustly at another operator deposit in two taps
Read reviewNuvei retries the debit twice when a bank returns a deposit with an R01 or R09 code
Read reviewReturning players go through just one authentication because Zimpler already remembers their bank and account
Read reviewOperators raise the cap on instantly credited deposits for high rollers by setting a per-bank VIP limit
- Price
- 0.5–1.5% of deposits
- Countries
- 27
- Banks
- 3,800
- Launch
- Days to weeks
Read reviewAeropay built its own bank aggregator, so operators don't need a third-party account-linking service
- Banks
- 12K
Read reviewEach deposit takes one of Aeropay's four routes, including Guaranteed and Instant via RfP
- Price
- 1–1.5% per transaction
- Banks
- 12K
- Deposit settlement
- Next business day
- Launch
- Up to 2 weeks
Read reviewVolt reroutes a payment from an underperforming bank connection to another one, much like card cascading
- Price
- £1.60 per transaction on average
- Countries
- 31
- Banks
- 2,500
- Launch
- 1–2 days
Read reviewYaspa covers every ACH return on approved deposits, even when the player changes their mind
Read reviewEnhanced mode gives operators the account holder's name and account number, so they can pay out winnings to that account
- Price
- up to 1% per transaction
- Countries
- 18
- Banks
- 1,200
Read reviewYaspa uses account data to assess the player's affordability and gambling spend with competitors
- Banks
- 1,200
- Deposit settlement
- About 8 seconds
- Available standalone
- Yes
Read reviewInpay catches third-party accounts right at deposit by checking the player's name and date of birth against their bank's records
- Price
- 0.5–2% per deposit
- Deposit settlement
- Real time or near real time











