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Brite Payments Review

6.9/10

Large European merchants, including casinos and bookmakers, work with Brite Payments. Players pay from their own bank account with no card and no Brite account, and the deposit lands in the operator's balance right away. Winnings go out from that same balance and reach the player within seconds. Brite's own team answers players' payment questions 7 days a week, including in Russian.

  • Founded 2019
  • Stockholm, Sweden
  • 160 employees
  • B2B only
  • Updated October 30, 2026
Our take

Brite makes sense for operators whose main deposit traffic comes from Sweden, Finland, Denmark, the Baltics, the Netherlands, Belgium, Germany, France or the UK. In those markets, players deposit straight from their bank accounts and get their winnings within seconds, any day of the week. Brite handles only payouts in its other markets, including Norway, Austria and Spain. It collects player money in its own accounts and holds a balance for each operator. That way, a casino can credit the player's deposit before final settlement, as long as the amount stays within Brite's limit. Operators have to prefund that balance for payouts, though, and they can take their own money out only through Brite's finance team, on the same or the next business day.

countries
27
Banks
3,800 banks in Europe
Player payouts
Within seconds
Pricing
Category
Payment provider
Best for
Small operatorsEnterprise
Pricing
0.5–1.5% of deposits
Products
Instant PaymentsInstant PayoutsBrite Play
Verticals
CasinoSportsbookE-commerce
Regions
Europe

Our take

Strengths
  • Player money in the operator's Brite balance goes straight back out as winnings and refunds
  • One integration connects banks across multiple countries, with no need to open a settlement account in each
  • Pay-ins cost up to 30% less than card payments
  • Support for players' payment questions runs 7 days a week, Russian included, with a 95% CSAT score
  • Data Solutions checks Source of Funds against bank data in Finland and cuts the time operators spend on enhanced due diligence by up to 90%
Watch-outs
  • Deposits are available in only 10 EU countries and the UK, while payouts go to all 27 markets
  • Brite has no hosted cashier, and operators go live only after Brite checks how they display the method
  • Withdrawals from the Brite balance to the operator's own account need approval from Brite's finance team, and the money arrives the same or the next business day
Best for

Casino and sportsbook operators that want card-free deposits and payouts in seconds, with much of their volume coming from the countries where Brite takes deposits, from Sweden and Finland to Germany and France. Especially those in regulated EU markets looking to sign players up with bank data right at the first deposit.

Not for

Merchants that need cards, e-wallets or crypto from their payment provider, and operators with traffic outside Europe. Brite processes only account-to-account payments, and only in European markets.

Markets & licensing

Brite AB, the Swedish entity, has been a payment institution supervised by Finansinspektionen since October 24, 2019. The license is passported across the EU and EEA, where Brite AB executes payments, initiates them (PIS) and accesses account information (AIS). The UK entity, Brite Payments Limited, has operated as an EMI under an FCA license since April 21, 2026 (FRN 1033237). In the UK, it executes payments and money remittances in its own right, issues e-money and provides PIS and AIS. As a payment institution and an EMI, Brite holds no gambling licenses. Even so, Brite builds its iGaming product for regulated markets, and in Finland operators use Data Solutions to cover the Source of Funds, KYC and AML checks a license requires and to check player affordability.

Compliance

. Brite checks the player's age and screens them against its own blacklist and the casino's blocklist, while the approval_required flag lets operators decide which players can complete a payment.Risk management. Brite bases its compliance on AML rules, PSD2, GDPR, DORA and the European Accessibility Act.

Regulated markets
SwedenFinlandDenmarkGermanyNetherlandsBelgiumFranceEstoniaLatviaLithuaniaUnited Kingdom
Not available in
United States

Players can pay through Brite only from a personal account in their own name, and Brite AB's terms require that account to be in the EEA.

Licenses
SwedenFinansinspektionen. Payment execution, PIS and AIS across the EU and EEA. Brite AB, payment institution since October 2019.United KingdomFCA. Payment execution, PIS and AIS, e-money issuance. Brite Payments Limited, EMI since April 2026.

In short: PI with an EU and EEA passport, FCA EMI in the UK.

Methods & rails

What's available

Payment methods1
Card acquiringNo
Bank reach3,800 banks in Europe
Cash acceptanceNo
In-house e-walletNo
APIREST API and JavaScript SDK
DocumentationPublic

Payout rails

Instant bank payoutsManual bank payouts

Processing features

Payment routingPayment reconciliationInstant payouts

Integrations & engineering

Unified API

Operators connect to Brite through a REST API with OAuth 2.0 authorization and add the Brite Client window to their site with a single script tag. Players pay in an embedded iframe or get redirected to Brite's payment page. On mobile, the window opens full screen, and deeplink_redirect brings the player back to the site from the banking app. If the casino has its own app, its developers whitelist BankID calls in Sweden and bank ID calls in Finland. Brite sends transaction statuses by webhook and retries after 10, 30 and 60 minutes until it gets a 200 OK back. Casinos on SOFTSWISS plug Brite in through a ready-made connector in the bank transfers section. Each additional brand on an existing integration launches much faster than the first. At Sonic, that takes 24 hours.

E-commerce plugins
Shopware

Shopware 6 plugin, Gold Technology Partner status

Non-gambling clients
FOREXSAVRAuctionetBillecta
Stack:REST APIWebhooksBrite ClientOAuth 2.0Merchant Back Office

Products

Deposits made through Instant Payments arrive in the operator's Brite balance, and the same money then covers refunds and winnings paid out through Instant Payouts. Brite Play signs up new players right at their first deposit, when they log in to their bank. Operators add checks on account data, from Source of Funds to affordability, as separate Data Solutions modules.

01Pay by Bank

Instant Payments

Pay by Bank for Europe, with players depositing straight from their bank in under 30 seconds.

Price
0.5–1.5% of deposits
Countries
27
Banks
3,800
Deposit settlement
Under 60 seconds
Launch
Days to weeks
Bank data
NameAccount numberAccount balance
Payment ProvidersOpen banking
02

Instant Payouts

Payouts that reach players' bank accounts in seconds over SEPA Instant and Faster Payments.

Price
0.5% of payouts
Countries
27
Payouts
About 4 seconds
Payout rails
SEPA InstantFaster Payments
Payment Providers
03Pay N Play

Brite Play

A Pay N Play flow where players sign up on the operator's site as part of their first deposit, by logging in to their bank.

Checkout time
Under 60 seconds
Bank data
NameAddressDate of birthNational ID number
Payment ProvidersOpen banking

Track record

Lena Hackelöer founded Brite in Stockholm in 2019 and has run it as CEO ever since. Before that, she spent more than 7 years in senior roles at Klarna Bank and then served as CEO of Qliro Financial Services. Co-founder Harald Walden, Brite's CTO, previously held the same role at Qliro Financial Services. Brite is headquartered in Stockholm and has offices in London, Malaga and Valletta.

27markets
3,800connected banks
350Mconsumers covered by the network
~160employees
$60Mraised in the latest round. October 2023 · Brite was live in 25 countries at the time of the round.
27markets
3,800connected banks
350Mconsumers covered by the network
~160employees
$60Mraised in the latest round. October 2023 · Brite was live in 25 countries at the time of the round.
Company
Legal entityBrite AB (Sweden)
Countries served27
Offices
SwedenUnited KingdomSpainMalta
Leadership
Lena HackelöerFounder & CEO · since 2019
Luke TrayfootCCO · since 2024
Milestones
  1. 2019

    Brite was founded in Stockholm and received its Swedish payment institution license the same year.

  2. 2022

    Deposits and payouts went live across the Baltics. Over the year, Brite more than doubled its volume and revenue, turned profitable and hired more than 50 people.

  3. 2023

    Brite launched its own payment network, Brite IPN, opened deposits in Belgium and entered Denmark. In October it raised $60 million in a round led by Dawn Capital.

  4. 2024

    Brite entered Germany with its full product, its biggest expansion yet. The same year, it released a Shopware plugin and grew to 100 people.

  5. 2025

    George Parks Davie joined Brite as VP of Product after working at Klarna, Klarna Kosma and Sofort. An OXID eSales plugin came out the same year, and the team grew to 150 people.

  6. 2026

    In April, the UK entity Brite Payments Limited received an EMI license from the FCA. In September, Mickael Marceau became head of commercial for iGaming and financial services at Brite. He joined from FDJ United, where he was responsible for product growth and strategy, and before that spent 11 years at Kindred Group, including as Head of Payments.

Growth markets
Germany. Full product since 2024Belgium. 10 major banks through one APIFrance & Benelux. Team growing since 2023
Awards
MPE AwardsBest Use of Open Banking for PaymentsWin · 2025
Payments AwardsBest Online Payments SolutionWin · 2025
Deloitte Sweden Technology Fast 50Win · 2024. 7th place.
PayTech AwardsTech of the Future: Account-to-Account PaymentsWin · 2024
The Payments Power 50Shortlist · 2026

Brite Payments alternatives

AttributeBrite PaymentsTrustlyZimplerVolt
Founded2019200820122019
Team160900120202
SportsbookYesYes—Yes
LicensesSweden, United KingdomSweden, United States, United KingdomSweden, Brazil, United Kingdom +1United Kingdom, Poland, Romania +1
US marketNot activeCore marketNot activeNot live
Pricing0.5–1.5% of deposits€1 per transactionAbout 0.5–0.6% per transaction£1.60 per transaction on average
Methods & rails11——
Currencies—13——
EMI / PI licensesSweden, United KingdomSweden, United KingdomSweden, BrazilUnited Kingdom, Poland
PayoutsUnder 60 seconds—On demand, daily or weeklyWithin seconds
Instant payoutsYesYesYesYes

Fees & payouts

Operators pay Brite 0.5–1.5% of each deposit and 0.5% of each payout, and players pay nothing. The rate depends on volume, region, the product mix (payments, payouts, data) and whether an operator connects to Brite directly or through a payment partner. Such partners work with Brite on a Merchant of Record or Technical Gateway model and handle casino onboarding. Brite comes back with a specific offer after the first call. Accepting payments through Brite works out up to 30% cheaper than cards because account-to-account payments carry no card interchange and almost no chargebacks. Data Solutions costs extra, and operators pay only for the modules they add. Every fee shows up in the operator's balance as a separate Fee transaction. Brite groups a day's fees under a single fee_id and may adjust them at the end of the month. Exports show the fee on each transaction's line, and operators reconcile it against the PDF invoice their finance contact receives once a month. Minimum amounts for payouts, refunds and balance top-ups vary by currency.

Per-transaction fee, free for players, minimums by currency

Product pricing

Terms

Processing fee0.5–1.5% of deposits

Money movement

Merchant settlementUnder 60 seconds
Player payout timeWithin seconds
Currency conversionMerchant FX built into Brite
Integration timeFirst integration in days or weeks

Onboarding path

  1. 1Send an inquiry to the sales team, then walk them through your current payments, tech stack and target markets on the first call.
  2. 2Once Brite confirms by email that your business is a fit, share your current volume and your main payments problem.
  3. 3Go through onboarding with the Merchant Solutions team, which assigns you a dedicated contact.
  4. 4Build the integration in the sandbox with the public_key and secret keys, a sandbox MID and Test Bank, then run the test cases.
  5. 5Show Brite in your cashier to every player, with no scrollbars and full screen on mobile, and submit the integration for Brite's review.
  6. 6Make a test payment in production, wait for Brite's approval and go live. From then on, Merchant Support handles your account.
Available as add-ons:Data Solutions: Source of Funds and Income Check in FinlandTransaction exports to CSV and via the Export APIService Presentation API: logos and descriptions for the cashierShopware and OXID eSales pluginsCHUX: a UX assistant and a guide to showing Brite in the cashier

Support

Dedicated account manager
Support channels
Email